To shop off-exchange, compare small-group plans through a broker or directly...

https://www.rankbookmarkings.win/a-small-business-can-shop-off-exchange-by-working-with-a-broker-comparing

To shop off-exchange, compare small-group plans through a broker or directly with carriers; an HRA may suit a very small team. Before comparing premiums, check whether employees’ doctors and hospitals are in-network.