Small businesses can shop off-exchange through a broker or directly with an...

https://www.tradersdna.com/the-best-ways-to-find-small-business-health-insurance-outside-the-marketplace-exchange/

Small businesses can shop off-exchange through a broker or directly with an insurer, comparing small-group plans and HRA options. Before weighing premiums, check that your team’s doctors, hospitals, and prescriptions are covered by each plan’s network.