Saving for a big family cost in the UK is easier when each pound has a job....

https://www.bookmark-jungle.win/planning-for-a-big-family-bill-this-guide-shows-how-to-save-in-separate-pots

Saving for a big family cost in the UK is easier when each pound has a job. Keep your emergency buffer in a separate pot, build another for the bill, and stress-test your budget with an awkward month before deciding what you can safely save.