יועץ מסייע בניהול זמנים: אישור עקרוני, חתימה על חוזה, הערכת שמאי ורישום משכנתא, כדי שלא תאבדו מועדים חשובים ותשמרו על יציבות ההצעה שקיבלתם מהבנק עד לסגירה.
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בחינת תקרות מימון לגילאים שונים במשכנתא לגיל השלישי חשובה, מאחר שאחוז המימון יורד לרוב עם העלייה בגיל ומחייב תכנון זהיר.